Everybody needs to read this, but most especially those of you who are now feeling “comfortable” with your employer-provided health insurance and those of you who are so fervently in favor of repealing the Affordable Care Act (“Obamacare”).
THIS isn’t the story of a poor family with a mother who has a dreadful disease that bankrupts them, or with a child who has to go without vital medicines. Unlike many others, my family can afford medical care, with or without insurance.
Instead, this is a story about how broken the market for health insurance is, even for those who are healthy and who are willing and able to pay for it.
Most employees assume that if they lose their job and the health coverage that comes along with it, they’ll be able to purchase insurance somewhere. The members of Congress who want to repeal the provision of last year’s health insurance law that makes it easier for individuals to buy coverage must assume that uninsured people do not want to buy it, or are just too cheap or too poor to do so.
The truth is that individual health insurance is not easy to get.
Please click on the article’s title to continue reading. If you’ve had an experience along these lines, I’m sure we’d all like to hear about it.